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Fair Isaac Corporation



Fair Isaac Corporation, together with its subsidiaries, provides analytic, software, and data management products and services to automate and improve decisions. Fair Isaac operates in four divisions: Strategy Machine Solutions, Scoring Solutions, Professional Services, and Analytic Software Tools. The Strategy Machine Solutions division provides enterprise decision management applications for marketing, account origination, customer management, fraud, collections and debt recovery, mortgage lending, and review and repricing of medical bills; and Web site, a source for consumers to obtain their FICO scores and credit reports from the U.S. credit reporting agencies. The Scoring Solutions division develops FICO scores that are used by credit card organizations, as well as mortgage and auto loan originators to prescreen solicitation candidates, to evaluate applicants for new credit, and to review existing accounts. It also markets Global FICO score that helps lenders to assess the risk of prospects, applicants, and borrowers. The Professional Services division provides business solution and technology consulting, systems integration, data management, business strategy consulting, industry consulting, strategy science, predictive science, and fraud consulting services. The Analytic Software Tools division offers software tools for rules management, model development, and data-driven strategy design. Fair Isaac serves banks, credit reporting agencies, credit card processing agencies, insurers, retailers, telecommunications providers, healthcare organizations, pharmaceutical companies, and government agencies.


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